Cost Saving Strategies
Revenue Growth Opportunities
Maximize Revenue Opportunities: Discover unique insurance strategies designed to drive revenue and minimize expenses for your home service business.
Stay Competitive: Refine your insurance toolkit to keep pace with larger competitors and stay ahead in the highly competitive home services market.
Close the Gap: Access strategic products and capital to compete effectively with larger companies and consolidate your position in the industry.
Expert Support: Partner with Magnifi Vault to leverage our expertise and close the gap with your competitors.
Our mission is to help the bottom line of Home Service Providers by affording these companies access differentiated insurance solutions, typically used by much bigger competitors.
Programs to optimize risk management, cost control and tax efficiency
Financial Advantages & Tax Efficiency: Enjoy tax-deductible premiums, grow underwriting profits tax-deferred, and keep the profits—no middleman. Improve your cash flow and reserve flexibility.
Customized Coverage & Full Control: Tailor policies to your unique risks, insure hard-to-place exposures like warranties or fleet liability, and control claims handling, underwriting, and terms.
Smarter Risk Management: Incentivize stronger safety and loss control, access reinsurance markets for added protection, and strengthen internal oversight with audits and actuarial structure.
Reduce Your Costs: Switching to a group captive model can create huge savings. Co-owners in the captive group are carefully vetted based on their commitment to risk management.
Own Your Investment Income: Insurance carriers invest the funds they hold to generate investment income. In the captive model, the business retains ownership of underwriting profits and earns dividends by keeping losses down.
A tax-efficient strategy to lower costs while enhancing employee benefits
Employer Tax Savings: Can save up to $600 per employee per year in reduced payroll taxes.
No Out-of-Pocket Cost: Typically self-funded through tax savings, requiring no net new expense to the business.
Increased Employee Take-Home Pay: Employees can receive up to $1,500 annually in added value through pre-tax wellness benefits.
Improved Retention and Satisfaction: Enhances the overall benefits offering without raising base compensation.
Easy to Implement: Simple onboarding process with minimal disruption to operations.
IRS-Compliant Design: Structured to meet current IRS requirements for risk-shifting, eligibility, and nondiscrimination.
Ready to save money while also providing more benefits to your employees?
Extended Warranties
Home Maintenance Programs
Home Warranties
Ready to offer your homeowner customers more value?
Copyright © 2025 Magnifi Vault - All Rights Reserved.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.